System Development Fees

Hartselle Utilities offers a financing program to qualified applicants for water and sewer system development charges.  Applicants must be property owners and must present a building permit and apply for water and sewer service.

An application for financing will be made with the Utilities.  Applicants must sign a credit application authorizing Hartselle Utilities to check their credit history.  Credit worthiness, pursuant to generally accepted lending criteria, will determine qualification for this program.

Financing will be for up to 60 (sixty) months.  The financing interest rate will be the Utilities lost investment opportunity rate plus 10 (ten) percent.  Hartselle Utilities will finance the full amount for water and sewer system development charges.  Repayment will be placed on the applicants utility bill in equal installments, up to 60 (sixty) months, 1 (one) per month and will be subject to the Utilities bill payment requirements and applicable penalties.  Payments will begin 30 days from the date the Retail Installment Contract and Security Agreement are signed.  In the event the property is sold the loan will become due and payable in full.

For more information, please contact HU at (256) 773-3340 or by email at